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8640 Seminole Boulevard Seminole, FL 33772
IS FLORIDA CHAPTER 7 BANKRUPTCY THE RIGHT CHOICE?
If you are looking for a fresh start, Florida chapter 7 bankruptcy may be the best option for you. However, you should think this through and consider all options before choosing this method. It is important to know that Chapter 7 bankruptcy will stay on your credit report 10 years. If you are at the point that you are considering bankruptcy, then your credit may already be affected by out of control debt.
Qualifying For Pinellas Area Chapter 7 Bankruptcy
In order to qualify for Chapter 7 bankruptcy in Florida you must go through a means test. The means test will show whether you are in sufficient debt to file Chapter 7 bankruptcy. It compares your income to the average income in Florida. If your income exceeds the median Florida income, you must apply the means test. The means test will subtract your expenses from your income. Deciding whether you will qualify will be based on how much money is left over, if any. If you do not qualify, you will file for Florida Chapter 13 bankruptcy.
Don't Let Creditors Push You Around
Pinellas Chapter 7 Bankruptcy Attorneys Fighting For You
If you are having trouble paying your bills, you most likely are being hassled by creditors. Creditors are relentless in trying to collect. If you are tired of creditors calling all hours of the day and night, give us a call. The Florida bankruptcy lawyers at our firm have the skills and resources to make creditors stop.
In The Know: Florida Chapter 7 Facts
- Regardless of what you heard, Florida Chapter 7 bankruptcy is still an option.
- Credit counseling is required before you can file.
- Your credit will not be ruined forever.
- You can only file Chapter 7 bankruptcy every 8 years.
- The goal of filing Chapter 7 bankruptcy is to get a fresh start.
- Taxes, child support obligations, and student loans are usually not discharged.
Get Through Bankruptcy - Affordable & Confidential Legal Advice
The Pinellas chapter 7 bankruptcy attorneys at The Law Offices of DeLoach & Hofstra, P.A., believe it is essential to be available and accessible to our clients as much as possible. We answer phone calls and e-mails promptly, and our attorneys maintain an open door policy for all of our clients. If you ever have a question or concern, you can call or stop by the office to visit with your Florida bankruptcy lawyer at any time.
As a firm with 5 skilled attorneys and 21 experienced staff members, we are large enough to handle the most complex and sophisticated conflicts, but small enough to deliver the personalized service our clients need.
If you would like to schedule a free initial consultation to discuss your bankruptcy concerns with Colin A. Colgan, call us at 727-835-5502 or contact us online any time.
